Is it no longer required to display the insurance sticker when purchasing auto insurance?
3 Answers
If you were provided with a sticker when purchasing insurance, then it must be displayed. If no sticker was given, then it is not required. Below is some information about auto insurance: Compulsory Traffic Insurance: All legally driven vehicles must have compulsory traffic insurance. Without it, a car cannot be legally driven on the road. Commercial Insurance: This is divided into basic insurance and additional coverage. Currently, about 90% of car owners purchase the basic commercial auto insurance. This includes vehicle damage insurance, which covers parts of a flood-damaged car, such as electronics, interior, and dashboard, but excludes the engine.
I've been driving for over a decade, and it's so much more convenient now with digitalization compared to the past when we had to stick multiple decals. The compulsory traffic insurance e-tag can be checked on the 12123 APP, which has been implemented nationwide since last year – no more messy windshield stickers. However, new drivers should pay attention to three things: download the official APP and bind your vehicle; remember to check if the electronic certificate is generated before the annual inspection; when traveling far, it's advisable to save a screenshot of the policy as some remote gas stations might require verification. I once encountered poor signal during a self-drive trip to Yunnan, but fortunately, I had saved screenshots in advance. Now everything can be handled with a smartphone – it's both eco-friendly and hassle-free.
Just helped a colleague with this last week—he had full coverage but didn't know what to display. Nowadays, the compulsory traffic insurance decal isn't required physically; insurers send an SMS link to download the e-policy. The key is storing these digitally: photos of the vehicle license plus the e-policy, with info also updated on the 12123 app. I’ve faced the awkward scenario of a dead phone during an urgent inspection, so cloud backups are wise. One often-overlooked detail: e-policies must include a complete screenshot of the insurer’s official seal to be valid—pay close attention when capturing that.
