Is it no longer necessary to display the insurance label on the vehicle?
3 Answers
It is mandatory to display the insurance label on the vehicle, which signifies that the vehicle has passed the annual inspection and is safe to drive on the road. Meaning of the insurance label: The insurance label is one of the important indicators to confirm whether a motor vehicle is covered by compulsory traffic insurance, and its design is standardized nationwide. The insurance label can be seen on the windshield of the vehicle, indicating that the vehicle is covered by compulsory third-party liability insurance. Replacement of the insurance label: After the vehicle owner first purchases compulsory third-party liability insurance, they must renew it annually thereafter. The insurance label is also replaced every year, with a different background color each year.
I just renewed my insurance recently and specifically asked my friend who works in an insurance company. Now electronic insurance policies are implemented nationwide, so there's no need to stick paper labels on the windshield. Traffic police can directly check insurance information by scanning the license plate in their system. However, there's a special situation to note: if you're traveling to remote areas without an online verification system, it's recommended to print the electronic label and keep it in the car. I also saved the electronic policy in my WeChat card wallet, and last time when I was rear-ended, I just showed it to the traffic police on my phone. The claims adjuster scanned the code and handled it directly, which was super convenient. But for older cars, it's advisable to be extra careful. Some people change cars but keep the same license plate, so after the transfer, make sure the new owner redoes the insurance to avoid system errors in checking the wrong car.
I totally relate to this! Last year before my vehicle inspection, there were three stickers on the windshield that were impossible to remove cleanly. Now we're finally liberated - just show the electronic insurance policy on the 12123 traffic app. Last week when I rented a car for a business trip, I noticed rental companies have long stopped issuing paper decals. In case of accidents, you just show the insurance QR code on your phone. But be careful with traffic violations handled in different jurisdictions - my friend got checked in a county town recently, and the traffic police scanned his license plate with their terminal to find his insurance had expired three days prior. So digitalization doesn't mean no oversight - in fact, system checks are stricter now. It's best to renew insurance 20 days in advance. During inspections it's even more convenient - just bring a screenshot of your electronic policy and ID card, and you're done in ten minutes.
