Is it no longer necessary to display the compulsory insurance decal?
2 Answers
If you possess an electronic compulsory traffic insurance policy, there is no need to display the compulsory insurance decal. Here are the details: 1. Electronic Policy: Electronic policies hold the same validity as physical policies and decals. If stopped by traffic police, the vehicle owner can simply present the electronic policy for clearance without facing fines or towing. Cities like Beijing and Shenzhen have pioneered the electronic policy system, where traffic police can verify insurance coverage through online databases, eliminating the need for window decals. 2. Electronic Policy Verification: Electronic compulsory insurance policies are now implemented nationwide, so vehicle owners traveling to other provinces without displaying the decal will not encounter issues. Local traffic police departments can access the electronic policy information through shared platforms using the license plate number. As long as the information matches, out-of-province officers will not impose fines or deduct points for missing decals.
When I first bought my car last year, I was also particularly concerned about this insurance decal issue. Actually, policies have changed now - most places no longer require that paper compulsory insurance sticker. Since 2020, electronic insurance policies have been implemented nationwide. When driving and encountering traffic police checks, simply showing the e-policy on your phone or via the 12123 traffic management app suffices. However, this depends on your city. For instance, Guangdong where I live has long adopted digitalization, but my friend traveling in Yunnan still printed a paper copy just in case. The most hassle-free method I recommend is saving the e-policy in your phone gallery after each renewal, plus taking a screenshot of the insurer's issuance record - this makes police verification a two-second process. Of course, keeping the original insurance document in the car as backup for special situations is wise, especially since highway police equipment might occasionally have recognition delays.
