Is it no longer necessary to display insurance decals on vehicles now?

[ElizaRose]

Since 2021, vehicles are no longer required to display insurance decals on their windshields. There are 3 key points to note regarding insurance purchase: 1. Avoid duplicate insurance: When purchasing auto insurance, make sure not to duplicate coverage. Even if a vehicle owner duplicates coverage for a particular type of insurance, they will not receive excess compensation when claims are involved; 2. Avoid over-insurance or under-insurance: Neither over-insurance nor under-insurance provides effective coverage. According to Article 39 of the Insurance Law: The insured amount shall not exceed the insured value. If it exceeds the insured value, the excess portion shall be invalid. If the insured amount is lower than the insured value, unless otherwise stipulated in the contract, the insurer shall bear the liability for compensation in proportion to the ratio of the insured amount to the insured value; 3. Carefully review insurance documents: Check whether the third copy is printed on white carbonless paper with light brown anti-counterfeiting background patterns, whether the upper left corner is printed with the words "Supervised by China Insurance Regulatory Commission", and whether the upper right corner is printed with the words "Limited for sale in ×× Province (City, Autonomous Region)".

[OTheo]

I've been driving for over 30 years. Back in the day, we had to stick all kinds of decals on the windshield - insurance, annual inspections, you name it. We'd use glue, but often the stickers would blow away in the wind or fade in the sun within days. What a hassle! Nowadays, most places don't require physical insurance decals anymore - it's all electronic. Police can just enter your license plate to check insurance info during traffic stops, which is much more convenient. This change is great - environmentally friendly and practical. But remember, you still need to buy insurance on time - don't try to cut corners. If you forget to renew and get caught by cameras or roadside checks, you'll still face fines and points. I think digitalization is truly a good thing - it makes driving simpler.

[ReaganMarie]

I just bought a new car a few months ago, and when chatting with friends about it, I realized that we don’t need to stick that small paper slip anymore. Most cities now use apps or online systems to check insurance. As long as you have a copy of the electronic policy saved on your phone, you can just show it when inspected on the road. This not only saves the hassle of sticking the paper but also avoids the annoyance of a cluttered windshield. However, I’d advise new car owners to regularly check the validity of their insurance policies to avoid last-minute panic during roadside checks. The digital age has indeed made life easier, but responsibility shouldn’t be neglected—don’t delay getting the necessary insurance coverage.

[DelBrantley]

As a daily commuter, I particularly care about safety. After the removal of insurance decals, I believe the focus should be on maintaining the validity of insurance. I remember hearing someone say while parking that the police system now checks directly online, saving the decal but don't forget to renew the insurance, otherwise, in case of an accident, there's no coverage and the loss could be greater. I make it a habit to set a monthly reminder on my phone calendar to check if the policy has expired. At the same time, digitization also reduces plastic decal waste, which is environmentally friendly. In short, whether the decal is stuck or not is a small matter, but having coverage is the big thing.