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Is it necessary to report a scratch on the front bumper to insurance?

1 Answers

MaciLee

07/25/25 8:32am

A scratch on the front bumper can be reported to insurance, but it is not recommended. If it is just a minor scratch, it can be resolved on your own. Reasons not to report it to insurance: It's important to know that the front bumper is made of plastic. Even if the scratch exposes the primer, it won't cause the paint to rust. Therefore, leaving the scratch unrepaired won't have much impact. Of course, scratches do affect the car's appearance. As the saying goes, "Appearance matters," and keeping the paint clean often reflects one's image, so repairing the scratch is still advisable. DIY solutions: Using a touch-up paint pen can cover up minor and light scratches, making them less noticeable. While there may still be a slight color difference compared to the original factory paint, and the durability won't match the original paint, the overall effect is relatively good for localized touch-ups.

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