Is it necessary to purchase vehicle damage insurance in the second year of a new car?

[StFrank]

It is advisable to purchase vehicle damage insurance to ensure sufficient compensation in case of accidents involving your vehicle. Coverage Scope: Vehicle damage insurance generally covers losses caused by collisions, falls, spontaneous combustion, fires, explosions, storms, heavy rain, mudslides, landslides, etc. It also includes necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured vehicle after an insurance incident. The insurance company is responsible for claims within the scope of liability. Important Notes: Window film is not covered; logo damage is not covered; additional equipment damage is not covered; damage incurred during glass installation or car repairs is not covered.