Is it necessary to purchase supplementary accidental insurance for vehicle occupants?
1 Answers
It is necessary to purchase supplementary accidental insurance for vehicle occupants. The reasons are as follows: 1. Provide a safeguard: Supplementary accidental injury insurance for vehicle occupants is an additional coverage to the vehicle occupant liability insurance, offering traffic accident protection for people in the vehicle. In the event of an accident, the insurance company compensates for the personal safety of the driver and passengers. 2. Low premium: The supplementary accidental injury insurance for drivers and passengers features low premiums and high coverage, typically with a coverage period of 1 year. The actual coverage amount is determined by the number of occupants and can be evenly distributed among passengers, significantly reducing the owner's liability for compensation.