Is it necessary to purchase car body insurance?

[SanAnthony]

It is not mandatory to buy car body insurance, only compulsory traffic insurance is required by law. Other motor vehicle insurances can be purchased as needed. Compulsory traffic insurance, officially known as Motor Vehicle Traffic Accident Liability Compulsory Insurance, is China's first mandatory insurance system implemented by national legislation. Here is additional information: Relevant regulations: The "Regulations on Compulsory Traffic Insurance for Motor Vehicle Accidents" stipulate that compulsory traffic insurance is a mandatory liability insurance where the insurance company compensates victims (excluding passengers of the insured vehicle and the insured person) for personal injury, death, or property damage caused by road traffic accidents within the liability limit.