Is It Necessary to Purchase a Driving and Riding Safety Insurance?

[Vanessa]

If you frequently ride in others' cars besides driving your own, it would be better to purchase a driving and riding insurance. Introduction to Driving and Riding Insurance: Driving and riding insurance is an accidental insurance. Regardless of who is at fault in an accident or which vehicle is involved, as long as you have purchased the driving and riding insurance, you can receive compensation without affecting the car insurance payout. Therefore, driving and riding insurance actually expands the coverage and claim scope as a supplementary insurance to car insurance. Benefits of Driving and Riding Insurance: Driving and riding insurance follows the person, not the vehicle. The insured can receive coverage whether they are driving, riding in a car, or driving other vehicles. It also provides coverage when traveling by train, ship, or airplane. When the policyholder drives a private car, family members can be jointly insured to receive exclusive coverage.