Is it necessary to display the motor vehicle insurance decal?
2 Answers
It is mandatory to display the decal. After purchasing compulsory insurance for the vehicle, the insurance decal must be immediately affixed to the right side of the front windshield. Although some regions have implemented electronic tags, they are not yet widely adopted, so displaying the vehicle insurance decal remains a requirement for road use. Consequences of not displaying the motor vehicle insurance decal: According to the Road Traffic Safety Law: One point will be deducted from the driver's license, and a fine of 200 yuan will be imposed. When driving on the road, vehicles must display the insurance decal, the annual inspection decal, and carry both the driver's license and the vehicle registration certificate.
Last year, I was pulled over by traffic police for a check during a long-distance drive on the highway and specifically asked about this. Nowadays, electronic insurance policies are being implemented nationwide, so there's no need to stick the compulsory traffic insurance label on the car window anymore. In the past, those clusters of labels plastered in the corner of the windshield were not only an eyesore but also left sticky residue when removed. However, electronic insurance policies must be checked in the Traffic Management 12123 APP. I always keep this app on my phone and just log in to refresh the data regularly. If your phone has no signal, don’t panic—saving the electronic policy PDF in your phone's album beforehand is the safest bet. A friend of mine forgot to renew their insurance last year and got a ticket, so remember to ask your insurance company to send the electronic certificate to your email before it expires. Overall, it’s much more convenient now, no more hassle with stickers every year.
