Is it necessary to display the insurance decal on the vehicle?
4 Answers
It is mandatory to display the insurance decal on the vehicle. Below are specific details about the insurance decal: Placement location: After purchasing compulsory insurance for the vehicle, the insurance decal must be immediately affixed to the right side of the front windshield. Penalty mechanism: If a motor vehicle driven on the road does not display the insurance decal, the traffic management department of the public security organ shall detain the vehicle and notify the owner to provide the insurance decal or complete the relevant procedures. A warning or fine may be imposed. Handling lost decals: If the vehicle's insurance decal is lost, the owner needs to visit the insurance company to apply for a replacement. Bring the vehicle's registration certificate and compulsory insurance policy. After obtaining the replacement, affix it directly to the right side of the windshield.
I remember when I bought my first car, I also asked about this insurance decal. A friend told me it's the mandatory compulsory traffic insurance identifier that must be affixed to the upper right corner of the windshield, mainly for police inspection convenience. If it's not displayed or gets lost, you could face fines and penalty points if caught, which is quite troublesome. As a regular driver, I've developed the habit of checking whether this decal is within its validity period, otherwise the annual inspection won't pass. Also, it's best to use strong adhesive when attaching it to prevent it from falling off due to sun and rain. If you're involved in an accident without it displayed, the claims process becomes more complicated, so I regularly check if it's properly affixed. After ten years of driving, I've learned these small details really can't be neglected.
During my novice driving phase, I came across many car owners discussing insurance decals while browsing videos on Douyin. When I first purchased my car, I went to the DMV to clarify: it's mandatory by law to display the insurance decal on the upper right corner of the windshield as proof of compulsory insurance, making it easier for traffic police to verify coverage. If caught without it, the fine starts at 200 RMB, and it may also affect claims. In daily use, I take photos as backups on my phone in case the sticker gets damaged. During routine maintenance, mechanics remind me to check the decal's expiration date. Before long trips, I always verify its condition—for safety, it's best to keep it firmly in place.
Last time when I was driving my kid to school, I got pulled over during a routine check for not displaying the insurance sticker: It must be affixed to the upper right corner of the windshield for law enforcement to easily verify the vehicle's insurance status. Failure to display it may result in fines and even license suspension. Since our family uses the car frequently, I've developed a habit of setting phone reminders for renewal dates. Weather exposure easily wears out the decal, so I always keep a fresh one ready for quick replacement. Honestly, displaying it is just about avoiding unnecessary trouble.
