Is it necessary to display the compulsory traffic insurance label on cars in 2021?

1 Answers
JaydenAnn
07/30/25 9:42am
In 2021, if electronic insurance policies have been implemented locally, there is no need to display the compulsory traffic insurance label on the vehicle; if electronic policies have not yet been implemented, the compulsory traffic insurance label must be displayed. According to Article 95 of the "Road Traffic Safety Law": If a motor vehicle driven on the road does not display the inspection qualification label or insurance label, or does not carry the vehicle license or driver's license, the traffic management department of the public security organ shall detain the motor vehicle, notify the party to provide the corresponding license, label, or complete the relevant procedures, and may impose penalties in accordance with the provisions of Article 90 of this Law (a warning or a fine of not less than 20 yuan but not more than 200 yuan). Compulsory Traffic Insurance for Vehicles: The full name of compulsory traffic insurance is "Compulsory Liability Insurance for Motor Vehicle Traffic Accidents." It is a compulsory liability insurance where the insurance company compensates for personal injury, death, and property losses of victims (excluding vehicle occupants and the insured) caused by road traffic accidents involving the insured motor vehicle within the liability limit. The premium is based on the nationally unified standard rates. However, the price of compulsory traffic insurance varies for different vehicle types, mainly influenced by the number of car seats. Compared to the more than 20 exemption clauses in commercial third-party liability insurance, compulsory traffic insurance covers a much broader range, including losses caused by intentional actions of the victim, property losses of the insured, related arbitration and litigation costs, and some indirect losses caused by accidents. Moreover, regardless of whether the insured vehicle is at fault in the accident, compulsory traffic insurance will compensate within the liability limit, with no deductible or exemption. Introduction to Electronic Insurance Policies An electronic insurance policy refers to an electronic policy issued by an insurance company using digital signature software that complies with the PKI system and an enterprise digital certificate, bearing the electronic signature of the insurance company. An insurance policy, abbreviated as a policy, is the formal written proof of an insurance contract between the insurer and the insured. The policy must fully record the rights, obligations, and responsibilities of both parties to the insurance contract. The content recorded in the policy serves as the basis for both parties to fulfill the contract. The policy is proof of the establishment of the insurance contract. Advantages of electronic insurance policies: Saves paper resources, eliminating the need to print insurance proof labels; Saves time and is convenient, unrestricted by time or location, with information universally accessible online anytime, quickly and easily; Allows for reissuance and resending, eliminating concerns about loss, and if a paper version is needed offline, it can also be printed or mailed; Facilitates management, as electronic unification makes it easier for insurance companies and traffic police departments to manage the insurance information of various vehicles.
Was this review help?
6
0
Share
More Forum Discussions

Where is the Iveco engine number located?

The Iveco engine number is located above the diesel pump on the left side of the engine. Here is some relevant information: 1. The function of the engine is to convert the thermal energy of gasoline or diesel into mechanical energy by burning the expanding gas in a sealed cylinder to push the piston to do work. 2. Iveco models include: Iveco Ouba, Iveco Deli, Iveco Ousheng, Iveco Venice Tour, Iveco Baodi, etc. 3. Taking the 2020 Iveco Deli as an example, its body dimensions are: length 4850mm, width 2000mm, height 2180mm, wheelbase 2800mm, fuel tank capacity 70l, and curb weight 2090kg.
1
5
Share

How to Turn on the High Beams of a Chevrolet Cavalier?

To turn on the high beams of a Chevrolet Cavalier: 1. Locate the light control lever on the lower left side of the steering wheel; 2. Push the lever forward. Taking the 2020 Chevrolet Cavalier as an example, it is a compact car with body dimensions of 4474mm in length, 1730mm in width, and 1471mm in height, a wheelbase of 2600mm, and a curb weight of 1120kg. The 2020 Chevrolet Cavalier is equipped with a 1.0T turbocharged engine, delivering a maximum horsepower of 125PS, a maximum torque of 180Nm, and a maximum power of 92kW, paired with a 6-speed automatic transmission.
19
1
Share

How to Activate the Eco Mode in the Leiling 1.2T?

The method to activate the Eco mode in the Leiling 1.2T is as follows: 1. Press the vehicle's one-touch start button to start the engine; 2. Locate the Eco control button on the right side of the steering wheel, below the central dashboard; 3. Press the Eco mode button, and the Eco light on the vehicle's dashboard will illuminate, indicating that the Eco mode is activated. Taking the 2021 Leiling 1.2T as an example, its body dimensions are: length 4640mm, width 1780mm, height 1455mm, with a wheelbase of 2700mm, a fuel tank capacity of 50 liters, a trunk capacity of 471 liters, and a curb weight of 1350kg.
14
3
Share

Which has a longer lifespan, CVT or DCT?

DCT has a longer lifespan. The following is an introduction to CVT and DCT: 1. Introduction to CVT: CVT refers to a type of automotive transmission, also known as a continuously variable transmission. The difference between CVT and a stepped transmission is that its gear ratio is not a series of discrete points but a continuous range of values, thereby achieving good fuel economy, power performance, and driving smoothness, while also reducing emissions and costs. 2. Introduction to DCT: DCT is the abbreviation for Dual-Clutch Transmission, directly translated in Chinese as 'dual-clutch transmission' (the same as DSG 'Direct-Shift Gearbox', but DSG is only the term used by Volkswagen). Because it operates through two sets of clutches, it is generally referred to as a dual-clutch transmission.
11
1
Share

What are the penalties for failing to conduct an annual vehicle inspection on time?

Failing to conduct an annual vehicle inspection on time will result in a fine of 200 RMB and 3 demerit points. Below are the relevant details regarding overdue vehicle inspections: 1. No accident compensation for overdue inspections: According to the 'Motor Vehicle Third Party Liability Insurance Clauses,' if an accident occurs and the insured vehicle has not undergone the required annual inspection or fails the inspection, or if the vehicle does not possess a valid driving license, the insurer will not bear any compensation liability. This means the insurance contract only applies to qualified and legal vehicles. In addition to refusing compensation for accidents involving vehicles that have not undergone timely annual inspections, insurance companies will also deny claims for lost vehicles. 2. Vehicles without inspections may be impounded and fined: For vehicles that have not undergone annual inspections, traffic police may impose a fine of 200 RMB and 3 demerit points under the 'Road Traffic Safety Law,' and the vehicle may also be temporarily impounded.
18
4
Share

What is acschnitzer car?

acschnitzer is not a car model, but a professional BMW tuning company co-founded by Kohl-Automobile-Gmbh and Schnitzer Motorsport Group. More related information is as follows: 1. Introduction: acschnitzer exclusively provides comprehensive modification services for BMW, having served the brand for many years with strong technical capabilities and exquisite craftsmanship, strictly adhering to the manufacturer's quality spirit. 2. Features: Its models are modified based on the BMW 7 Series, featuring matte gray paint, AC sport aerodynamic kits, and the signature massive five-spoke wheels typical of AC style. The rear end incorporates a spoiler, extended exhaust pipes, and added diffusers. Beyond the rear, AC's distinctive marks are also visible on the front fascia and vehicle sides.
5
5
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.