Is it necessary to display the compulsory traffic insurance label after purchasing it?

1 Answers
DelLily
07/30/25 6:05am
If electronic insurance policies have been implemented in your local area, there is no need to display the compulsory traffic insurance label on the vehicle. However, if electronic policies have not yet been implemented, the compulsory traffic insurance label must be displayed. According to Article 95 of the Road Traffic Safety Law: If a motor vehicle driven on the road does not display the inspection qualification label or insurance label, or does not carry the vehicle license or driver's license, the traffic management department of the public security organ shall detain the vehicle, notify the party to provide the corresponding license, label, or complete the relevant procedures, and may impose penalties in accordance with Article 90 (a warning or a fine ranging from 20 to 200 yuan). As of 2022, the provinces and cities that have abolished the compulsory traffic insurance paper label include: Beijing, Shanghai, Shandong, Shanxi, Guangdong, Henan, Hubei, Hunan, Jiangxi, Guizhou, Guangxi, Yunnan, Shaanxi, Hebei, Sichuan, and Gansu. Compulsory Traffic Insurance for Vehicles: The full name of compulsory traffic insurance is "Compulsory Liability Insurance for Motor Vehicle Traffic Accidents." It is a mandatory liability insurance where the insurance company compensates within the liability limit for personal injuries, deaths, and property losses of victims (excluding vehicle occupants and the insured) caused by road traffic accidents involving the insured motor vehicle. The premium is based on the nationally unified standard rates. However, the price of compulsory traffic insurance varies for different vehicle types, mainly influenced by the number of seats. Compared to the more than 20 exemption clauses in commercial third-party liability insurance, compulsory traffic insurance covers a much broader range, including losses caused by intentional acts of the victim, property losses of the insured, related arbitration and litigation costs, and some indirect losses caused by accidents. Moreover, regardless of whether the insured vehicle is at fault in an accident, compulsory traffic insurance will compensate within the liability limit without any deductible or exemption. Introduction to Electronic Insurance Policies: An electronic insurance policy refers to a digital policy issued by an insurance company with an electronic signature, using digital signature software and enterprise digital certificates that comply with the PKI system. An insurance policy, abbreviated as a policy, is the formal written proof of an insurance contract between the insurer and the insured. The policy must fully record the rights, obligations, and responsibilities of both parties to the insurance contract. The content recorded in the policy serves as the basis for both parties to fulfill the contract. The policy is proof of the establishment of the insurance contract. Advantages of Electronic Insurance Policies: Saves paper resources, eliminating the need to print insurance proof labels; Time-saving and convenient, unrestricted by time or location, with information accessible online anytime, quickly and easily; Allows for reissuance or resending, eliminating worries about loss. If a paper version is needed offline, it can also be printed or mailed; Easy management, as electronic unification makes it convenient for insurance companies and traffic police departments to manage the insurance information of various vehicles.
Was this review help?
10
0
Share
More Forum Discussions

What is the model number of the central control unit in the 2020 Bora?

2020 Bora top trim's central control screen is produced by Delphi, with the model number 275C. Below is a detailed introduction about the Bora car: 1. Overview: The Bora is FAW-Volkswagen's first independently designed model, hailed as a new car that "inherits and surpasses the classics." It has a wheelbase of 2610mm. The vehicle dimensions are 4523*1775*1467mm. 2. Others: The trunk capacity is 450 liters. The fuel consumption is 7.7 liters per 100 kilometers. The fuel tank capacity is 55 liters. The engine type is a turbocharged engine. The standard seating capacity is 5. The top speed is 200km/h. The seat material is leather. The drivetrain is front-wheel drive. The vehicle weight is 1315 kilograms. The body structure is a sedan.
19
4
Share

How many cubic meters can a 9.6-meter box truck hold?

9.6-meter box truck can hold 50-55 cubic meters. The following is the relevant introduction of 9.6-meter single-axle box truck: 1. Body dimensions: The chassis height of 9.6-meter single-axle box truck is generally about 1.3-1.5 meters. The inner width of the cargo compartment is about 2.3-2.4 meters. The internal loading height of the box is about 2.5-2.7 meters. 2. Suitable cargo for box truck: The 9.6-meter single-axle box truck is more suitable for carrying various valuable materials, light and bulky goods, and goods that require waterproof transportation. It is not very suitable for carrying large equipment. Because loading and unloading operations are difficult, and the goods are not easy to fix during transportation.
3
3
Share

Why is there no sound when connecting Bluetooth music in a BMW?

BMW connecting to Bluetooth music without sound may be caused by the central control or the phone being in a frozen state. You can try restarting the relevant devices and then reconnecting. If the problem persists, it is necessary to go to a 4S store for troubleshooting. The following is a related introduction about car Bluetooth: 1. Working principle: Car Bluetooth technology is an extension of mobile phone Bluetooth technology, designed and developed based on wireless Bluetooth technology as an in-car wireless hands-free system. The Bluetooth core specification provides connections between two or more micro networks to form a distributed network, allowing specific devices to automatically and simultaneously play the roles of master and slave in these micro networks. 2. Precautions: When using car Bluetooth for the first time, it is necessary to establish a connection first. A Bluetooth master device can communicate with up to seven devices in a micro network (a temporary computer network using Bluetooth technology), but not all devices can reach this maximum capacity.
15
5
Share

What Does an Engine Block Include?

An engine block refers to the cylinder block and cylinder head, which are typically associated with cylinder misfiring issues or critical engine sensors. Additional information: 1. An engine (Engine) is a machine capable of converting other forms of energy into mechanical energy, including internal combustion engines (reciprocating piston engines), external combustion engines (Stirling engines, steam engines, etc.), jet engines, electric motors, etc. 2. Internal combustion engines usually convert chemical energy into mechanical energy. The term engine applies both to power-generating devices and to complete machines including power units (e.g., gasoline engines, aircraft engines). 3. The engine was first developed in England, hence the concept of the engine originates from English, with its original meaning referring to 'mechanical devices that generate power'.
20
3
Share

What Causes the Electronic Parking Brake to Fail to Engage?

Electronic parking brake may fail to engage due to not pressing the activation button or a malfunction in the system. Below is relevant information about automotive electronic parking brakes: 1. Principle: Electronic parking brake is a technology that achieves parking braking through electronic control. Its working principle is the same as mechanical handbrakes, both relying on friction generated between brake discs and pads to control parking braking, except the control method has evolved from a mechanical handbrake lever to an electronic button. 2. Function: Electronic parking brakes have expanded from basic parking functions to include automatic hold functions (AUTOHOLD). The application of AUTOHOLD automatic parking technology allows drivers to avoid prolonged braking when the vehicle is stationary. When automatic electronic parking brake is activated, it prevents unnecessary vehicle slippage.
20
0
Share

Why is 95-octane gasoline green?

95-octane gasoline is green because: the gasoline contains impurities and is of poor quality. The purest gasoline should be colorless, and a light yellow tint is normal—the lighter, the better. Below is relevant information about 95-octane gasoline: 1. Definition: 95-octane gasoline consists of 95% isooctane and 5% n-heptane. High-octane gasoline should be used in engines with high compression ratios. Using low-octane gasoline in high-compression engines can cause abnormal combustion, leading to knocking, increased fuel consumption, and reduced driving power. 2. Sulfur content: This is the most critical environmental indicator for automotive gasoline. To further enhance the capability of vehicle exhaust purification systems and reduce pollutant emissions, the standard has lowered the sulfur content limit from 50ppm in Phase IV to 10ppm, an 80% reduction.
16
4
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.