Is it necessary to display the compulsory traffic insurance decal on vehicles?
4 Answers
If you possess an electronic compulsory traffic insurance policy, there is no need to display a paper insurance decal. Below are the details regarding the policy: 1. The compulsory traffic insurance decal for vehicles is part of the electronic policy, and in regions where pilot programs are implemented, displaying the decal is not required. 2. Electronic policies hold the same validity as physical policies and decals. 3. If stopped by traffic police, the vehicle owner can simply present the electronic policy to be allowed to proceed without facing fines or vehicle towing. Additional information: 1. Electronic compulsory traffic insurance policies are implemented nationwide, meaning you can travel to other provinces without displaying the decal. 2. Regional public security and traffic police departments can access the electronic policy corresponding to a license plate number through an information-sharing platform.
After driving for so many years, I can tell you that it's absolutely necessary to display the compulsory insurance decal on your car. In China, traffic regulations clearly stipulate that vehicle owners must affix that small compulsory insurance sticker within its validity period to the upper right or lower right corner of the front windshield. This allows traffic police to instantly verify insurance status during roadside checks, avoiding the hassle of on-the-spot verification. Once when I was driving out of town in a hurry and forgot to display it, I was stopped by a patrol officer who issued an on-the-spot fine of 200 yuan, explaining this ensures all vehicles maintain basic coverage. Beyond fines, failing to display the decal could also delay insurance claims processing after accidents. Now whenever I get a new car, I always verify the decal is properly displayed first - keeping a spare in the car works too, but the key is developing the habit for convenience and peace of mind. In short, don't cut corners - just display it properly to avoid unnecessary trouble and significant losses.
As an ordinary commuter who drives to work every day, I believe it's essential to display the compulsory insurance decal on the vehicle. During daily driving, having this decal affixed to the windshield can be extremely helpful. For instance, during rush hour traffic checks by police, vehicles without the decal may be stopped for questioning, causing delays and fines. I've learned from insurance companies that compulsory traffic insurance is legally mandated, and displaying the decal serves as one form of proof, making it easier to quickly verify if a vehicle's insurance is valid. With the decal displayed, I feel more at ease, without worrying about unexpected inspections disrupting my trip. Nowadays, many car owners use digital insurance policies on their phones, but the physical decal must still be displayed - otherwise, you might end up with an unavoidable ticket. I recommend regularly checking if the decal has expired or fallen off. It's a simple matter of sticking it on, ensuring smooth and hassle-free driving.
Safe driving is no trivial matter, and vehicles must display the compulsory insurance label. This is not only a legal requirement but also the foundation for ensuring the safety of oneself and others. Compulsory insurance refers to the mandatory traffic insurance, and displaying the label allows traffic police or accident scenes to quickly verify the vehicle's insurance status, avoiding disputes and delays in handling. If not displayed, traffic police will impose fines upon discovery, and sometimes demerit points are unavoidable. From my experience, making it a habit to properly display the label can reduce risks. For example, if a parked car is hit by someone, the label can help prove liability. In short, don’t ignore it for the sake of convenience—just put it up. Driving with peace of mind and compliance is true wisdom, as safety always comes first.
