Is It Necessary to Display the Compulsory Insurance Label for Motor Vehicles?
2 Answers
Whether the insurance label needs to be displayed mainly depends on whether the local area has implemented an electronic policy policy. If the electronic policy policy has not been implemented, the label still needs to be displayed. Below is relevant information on whether the compulsory insurance label for motor vehicles needs to be displayed: 1. Regions such as Shanghai, Shenzhen, and Shandong have abolished the requirement to 'display paper labels' in 2019, implementing an electronic policy policy. In these areas, vehicle owners do not need to display the compulsory insurance label on the windshield. 2. In these regions, even if you do not carry the compulsory insurance policy in case of an accident, it does not matter. The traffic police department can check the compulsory insurance through the background system. Compulsory insurance is the first mandatory insurance system implemented by national law in China.
I understand that the compulsory insurance decal is legally required to be affixed to the upper right corner of the vehicle's windshield. According to regulations, all registered vehicles on the road must display this decal to facilitate traffic police verification of valid insurance coverage. Failure to display it may result in fines ranging from 50 to 200 yuan upon inspection, and in severe cases, points deduction or insurance claim rejection. With technological advancements, some cities like Beijing and Shanghai are piloting electronic insurance policies via mobile apps as alternatives. However, most regions across the country still primarily use paper decals. I advise vehicle owners not to take risks—always properly affix the decal to avoid fines and ensure compliance, especially checking its firmness before long-distance drives.
