Is it necessary to claim compensation for minor rear-end scratches?
3 Answers
Whether it is necessary to claim compensation for minor rear-end scratches depends on the agreement between both parties. If both sides communicate and agree not to pursue liability, that is also acceptable. Smart use of toothpaste: The fine particles in toothpaste can fill in and polish the gaps of the car paint scratches. Using a touch-up pen: First, use very fine sandpaper dipped in water to gently remove rust spots, but avoid sanding randomly. Sand in a straight line in the same direction. After completely cleaning the area, apply the touch-up pen to the scratch to restore the paint color. Using spray paint: Apply the missing color paint and spray it for a more even coverage compared to using a touch-up pen. Using stickers: Cover the scratch with small decals or stickers.
I've been driving for twenty years and encountered this situation multiple times. A small scratch may seem insignificant, but legally, compensation is mandatory. In a rear-end collision, the other party bears greater responsibility. Report it to the insurance company or traffic police promptly to avoid being falsely accused. Don’t underestimate scratches—they might hide damage to the bumper or internal paint layers, and prolonged rusting can spread, making repairs more expensive. In terms of compensation, a simple polish might cost just a few dozen yuan, but if you go through official channels, it’s reasonable for the other party’s insurance to cover it. Remember to take photos as evidence, including the accident scene and details of the scratches. Safety comes first; don’t overlook small issues to save money, as it might lead to bigger troubles. It’s advisable to handle it as soon as possible to protect your rights and ensure vehicle safety.
As an average car owner, I often encounter minor scratches. Financially, it's not worth claiming for small scratches since a simple polish at the repair shop costs just a few yuan to settle privately. In a rear-end collision where the other party is fully at fault, handling repairs yourself saves time, money, and hassle, making the insurance process unnecessary. However, it depends on the other party's attitude—if they're reasonable, accepting a symbolic amount maintains good relations; if disputes arise, filing an insurance claim ensures fair compensation. Keeping photo evidence is crucial to prevent future disputes. Address minor damages promptly to avoid rust, but don't waste energy on trivial matters. Always weigh the financial pros and cons before deciding.
