Is it necessary to carry the car insurance policy in the vehicle?
1 Answers
It is not necessary to carry the insurance policy in the vehicle. After the insurance policy is issued, as long as the license plate number of the insured vehicle is specified, the insurance company can retrieve the vehicle insurance information and the owner's details from their system. There is no need to carry the commercial car insurance policy in the vehicle. However, it is advisable to carry the vehicle's insurance policy with you, as traffic police may inspect it. Most importantly, the annual inspection label and the compulsory traffic insurance label must be affixed. According to Article 11 of the Road Traffic Safety Law of the People's Republic of China, when driving a motor vehicle on the road, the vehicle's license plate must be displayed, the inspection qualification mark and insurance mark must be placed, and the vehicle's driving license must be carried. The vehicle license plate must be displayed as required, kept clear and intact, and must not be intentionally obscured or damaged. No unit or individual may confiscate or detain a vehicle license plate. Article 90 states that if a motor vehicle driver violates the road traffic safety laws and regulations regarding road traffic rules, they shall be given a warning or fined between 20 and 200 yuan. If there are other provisions in this law, the punishment shall be in accordance with those provisions.
