Is it necessary to carry the car insurance policy in the vehicle?

[RhettLee]

It is not necessary to carry the car insurance policy in the vehicle, but the compulsory traffic insurance label must be affixed to the right side of the front windshield as required. In case of an accident, simply call the insurance company's customer service hotline and provide the policy information. The insurance company can then check the vehicle's insurance status through their system. Car insurance can be broadly divided into commercial insurance and compulsory traffic insurance. Commercial insurance further consists of two parts: main insurance and additional insurance. The main commercial insurance includes vehicle damage insurance, third-party liability insurance, passenger liability insurance, and comprehensive theft insurance. Additional insurance covers items such as standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, engine water ingress insurance, no-fault liability insurance, substitute vehicle expense insurance, body scratch loss insurance, deductible waiver clause, and cargo liability insurance, among others.