Is it necessary to carry the car insurance policy in the vehicle?

1 Answers
ArielFitz
07/28/25 6:46pm
The insurance policy does not need to be carried in the vehicle. After the insurance policy is issued, as long as the license plate number of the insured vehicle is provided, the insurance company can retrieve the vehicle's insurance information, including the owner's details, from their system. Therefore, it is not necessary to carry the commercial car insurance policy in the vehicle. Additional information: 1. According to the new traffic regulations introduced in 2013: If the compulsory traffic insurance sticker is not displayed, the traffic management department will legally impound the vehicle and impose a fine. Even if the vehicle is insured with compulsory traffic insurance, failure to display the sticker in the designated location will result in a 200 yuan fine and a deduction of 1 point. 2. According to the "Compulsory Traffic Insurance Regulations": All owners or managers of motor vehicles driving on roads within the territory of the People's Republic of China must purchase compulsory traffic insurance. If the owner or manager of the motor vehicle fails to purchase compulsory traffic insurance as required, the traffic management department of the public security organ has the authority to impound the vehicle, notify the owner or manager to purchase the insurance as stipulated, and impose a fine of twice the amount of the insurance premium that should be paid.
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