Is it necessary to call the police for minor car scratches?
1 Answers
It is necessary to report minor car scratches to the police. Below are the specific details for reporting minor car scratches to insurance: 1. Important Notes: After an accident occurs, you should immediately call your insurance company. If the accident involves injuries, you must also notify the traffic police department to determine liability on-site; otherwise, the insurance company will not cover the claim. When the insurance company personnel arrive at the scene, the car owner should present the insurance documents, driver's license, vehicle registration certificate, and ID card. 2. Photo Evidence: Whether photos are required for car insurance mainly depends on the type of coverage purchased by the car owner. For example, for coverage such as vehicle damage, scratches, or glass damage, photos must be taken to prove that the vehicle had no prior damage before the insurance claim. Six photos are required: one from each of the four 45° angles (front left, rear left, front right, rear right), one of the vehicle identification number (VIN), and one with the owner and the car. Each photo must include that day's newspaper, clearly showing the date.