Is it necessary to buy third-party liability insurance for motorcycles?

[VanNorah]

Motorcycles are not required to carry third-party liability insurance, but they must purchase compulsory third-party liability insurance for motor vehicles as stipulated by national regulations. Definition of third-party liability insurance: Commercial third-party liability insurance refers to accidents caused by the insured or legally permitted drivers while using the insured vehicle, resulting in bodily injury, death, or direct property damage to a third party. The insurer is responsible for compensation according to the law for the economic liability that should be borne by the insured. Insurance coverage: In the event of an accident caused by the insured or a permitted driver while using the insured vehicle, resulting in bodily injury, death, or direct property damage to a third party, the insurer is responsible for compensation according to the "Road Traffic Accident Handling Measures" and the terms of the insurance contract for the economic liability that should be borne by the insured. However, the insurer is not responsible for handling the aftermath of the accident.