Is it necessary to buy driver insurance and passenger insurance?

[LeAbigail]

Whether it is necessary to purchase driver insurance and passenger insurance can be decided by the car owner based on their own situation. Below is some information about driver insurance and passenger insurance: 1. Introduction: Driver insurance and passenger insurance can be collectively referred to as vehicle occupant liability insurance, which is used to cover the risk of injury or death to vehicle occupants caused by traffic accidents. Moreover, the premiums for driver insurance and passenger insurance are generally not expensive. If the insurance budget is sufficient, they can be purchased; if deemed unnecessary, they can also be omitted. 2. Situations where it can be purchased: If the traffic conditions in the car owner's area are complex, or the car owner frequently drives on highways or travels to other regions, or often travels with family and friends, and the family and friends do not have insurance products that cover their own traffic accidents, purchasing driver insurance and passenger insurance can provide an additional layer of protection for themselves and their family and friends.