Is it mandatory to purchase the first-year insurance at a 4S shop?

[LaMax]

The first-year insurance does not necessarily have to be purchased at a 4S shop. Here is the relevant information: 1. Purchase method: Car insurance can be reasonably purchased according to the owner's needs, either at a 4S shop or elsewhere. 2. Buying a car on loan: Generally, when buying a car on loan, the insurance needs to be purchased at the shop, and a certain amount of renewal deposit will also be charged. Below is additional information on why 4S shops aggressively promote car insurance and force owners to purchase insurance: 1. Commission: For every car insurance policy a 4S shop helps the "resident" insurance company sell, it receives a certain amount of commission. The "resident" insurance company will relax requirements, allowing some parts to be replaced or repaired. The "resident" insurance company will assess the damage as "replacement," enabling the 4S shop to earn more. 2. Profit: The profit from selling new cars at a 4S shop is not very large; the main profit comes from car maintenance and repairs.