Is it mandatory to purchase new car insurance at a 4S shop?
2 Answers
Purchasing new car insurance is not mandatory at a 4S shop. Car owners can choose the most suitable channel to buy car insurance according to their needs. Here is relevant information: 4S shop: You can purchase insurance at a 4S shop by bringing necessary documents such as your ID card to the insurance company. Insurance company: You can call the insurance company to purchase car insurance, or buy it through the insurance company's official website, official public account, or other third-party channels. Introduction: Vehicle insurance, also known as motor vehicle insurance or simply car insurance, refers to a type of commercial insurance that covers personal injury, death, or property damage caused by natural disasters or accidents involving motor vehicles. Car insurance is a form of property insurance. In the field of property insurance, car insurance is a relatively young category, as it emerged and developed alongside the appearance and popularization of automobiles. Unlike modern motor vehicle insurance, early car insurance primarily focused on third-party liability insurance and gradually expanded to cover risks such as collision damage to the vehicle body.
Last time I bought a new car, the salesperson said I had to purchase insurance at the dealership. Actually, that's not true! I directly called my familiar insurance manager, provided the car model for a quote. The outside price was over a thousand yuan cheaper than the 4S store, and they even offered three additional roadside assistance services. The key is to remember that the insurance effective period must cover the temporary license plate duration, otherwise the DMV won't allow registration. If you encounter a 4S store forcing bundled insurance, calling the manufacturer's 400 hotline to complain is most effective. However, for car loans, be aware that banks sometimes specify insurance companies, so this needs to be clarified in advance.
