Is it mandatory to display the compulsory traffic insurance decal?

[DelMarcus]

It is mandatory to display the compulsory traffic insurance decal, otherwise corresponding penalties will be imposed. According to relevant traffic regulations, if a motor vehicle driven on the road does not display the inspection compliance label or insurance label, a warning or a fine ranging from 20 to 200 yuan will be issued, and 1 demerit point will be recorded. Specific details are as follows: Regulations on the display of compulsory traffic insurance decals: Article 95 of the Road Traffic Safety Law stipulates: If a motor vehicle driven on the road does not display the inspection compliance label or insurance label, or if the driver fails to carry the vehicle license or driving license, the traffic management department of the public security organ shall detain the motor vehicle, notify the party to provide the corresponding license, label, or complete the required procedures, and may impose penalties in accordance with Article 90 of this Law (a warning or a fine ranging from 20 to 200 yuan). Article 13 of the Implementation Regulations of the Road Traffic Safety Law states: The motor vehicle inspection compliance label and insurance label shall be affixed to the upper right corner of the front windshield of the motor vehicle. Violation of these regulations will result in a fine of 200 yuan.

[AsherMarie]

I used to wonder whether the compulsory traffic insurance decal must be displayed. After researching, I found most regions indeed require it to be affixed on the upper right corner of the windshield, otherwise drivers may face fines and penalty points during traffic police inspections. Last month, my friend forgot to display it and got fined 200 yuan – quite a painful lesson. Currently, 16 provinces have adopted electronic insurance policies. In cities like Shanghai and Beijing, keeping a digital copy on your phone suffices. Still, I recommend checking local traffic police apps for updated policies, as some smaller counties might not be fully digitized yet. For frequent long-distance drivers, displaying the physical decal remains the safer choice to avoid unnecessary delays during roadside checks.

[DiAllie]

As a frequent business traveler, I always keep three labels in my car. The compulsory traffic insurance label is a must! Once, I was randomly checked at a highway service area, and the traffic police issued a ticket for not displaying the insurance label. Later, I specifically went to the DMV to inquire and learned that this label is just as important as the annual inspection sticker. Recently, some cities have switched to electronic versions, allowing drivers to skip the physical label. However, since I often travel to third- and fourth-tier cities where law enforcement systems update slowly, they still recognize paper labels. The safest approach is to ask the insurance customer service to print two copies when purchasing insurance—one to stick on the car and another to keep in the glove compartment as a backup.

[DiMaci]

Actually, I struggled with this issue when I first started driving too. The current regulations are very clear: except in electronic insurance policy pilot areas, paper stickers must be displayed. Last week when our fleet was operating near the Yunnan border, traffic police checked every vehicle's upper right windshield corner. I recommend new drivers stick it on immediately when picking up the car. Like me with my OCD, I check if the sticker is firmly attached every time I wash my car. In case of an accident, lacking this sticker might cause difficulties with insurance claims. If you live in an electronic insurance policy pilot city, remember to keep a screenshot of your insurance policy on your phone.

[LeGiselle]

Just heard about this on the radio the other day. The compulsory traffic insurance decal is explicitly required by traffic regulations to be displayed. However, provinces like Zhejiang and Jiangsu have implemented electronic reforms, allowing drivers to forgo the physical decal after binding the electronic policy to their vehicle license. Two important points to note: you might be checked for the physical decal when driving in other regions, and the original decal must be provided for used car transfers. I keep static cling stickers in my car, replacing the new decal annually by simply attaching it, avoiding the hassle of cleaning adhesive residue. It's advisable to call your insurance provider to confirm the latest local policies.

[DelEmersyn]

Last year, I heard the mechanic mention this at the auto repair shop. The compulsory traffic insurance decal must indeed be displayed—it facilitates quick inspection by traffic police. In my small county, traffic police enforce this strictly. My neighbor was once ordered to rectify it on the spot for not displaying it. The most frustrating part is that the insurance decal fades over time, so it’s advisable to wrap it in cling film before affixing it. Also, remember to avoid the decal area when applying windshield tinting. Nowadays, young people prefer digital solutions, but it’s still wise to carry a paper copy of the insurance policy in the car for inspection, especially during random checks at highway entrances.