Is it mandatory to display the compulsory traffic insurance decal?
2 Answers
It is mandatory to display the compulsory traffic insurance decal, otherwise corresponding penalties will be imposed. According to relevant traffic regulations, if a motor vehicle driven on the road does not display the inspection compliance label or insurance label, a warning or a fine ranging from 20 to 200 yuan will be issued, and 1 demerit point will be recorded. Specific details are as follows: Regulations on the display of compulsory traffic insurance decals: Article 95 of the Road Traffic Safety Law stipulates: If a motor vehicle driven on the road does not display the inspection compliance label or insurance label, or if the driver fails to carry the vehicle license or driving license, the traffic management department of the public security organ shall detain the motor vehicle, notify the party to provide the corresponding license, label, or complete the required procedures, and may impose penalties in accordance with Article 90 of this Law (a warning or a fine ranging from 20 to 200 yuan). Article 13 of the Implementation Regulations of the Road Traffic Safety Law states: The motor vehicle inspection compliance label and insurance label shall be affixed to the upper right corner of the front windshield of the motor vehicle. Violation of these regulations will result in a fine of 200 yuan.
I used to wonder whether the compulsory traffic insurance decal must be displayed. After researching, I found most regions indeed require it to be affixed on the upper right corner of the windshield, otherwise drivers may face fines and penalty points during traffic police inspections. Last month, my friend forgot to display it and got fined 200 yuan – quite a painful lesson. Currently, 16 provinces have adopted electronic insurance policies. In cities like Shanghai and Beijing, keeping a digital copy on your phone suffices. Still, I recommend checking local traffic police apps for updated policies, as some smaller counties might not be fully digitized yet. For frequent long-distance drivers, displaying the physical decal remains the safer choice to avoid unnecessary delays during roadside checks.