Is it Appropriate to Use Insurance for Bumper Replacement?
1 Answers
If the insurance discount is lower than the repair cost, it is appropriate to handle it through insurance. Introduction to Bumpers: An automobile bumper is a safety device designed to absorb and mitigate external impacts, protecting the front and rear parts of the vehicle body. The front and rear bumpers of cars are made of plastic, commonly referred to as plastic bumpers. Typically, a car's plastic bumper consists of three parts: the outer panel, cushioning material, and crossbeam. The outer panel and cushioning material are made of plastic, while the crossbeam is formed by stamping cold-rolled thin sheets into a U-shaped channel; the outer panel and cushioning material are attached to the crossbeam. Function of Bumpers: Automobile bumpers (also known as anti-collision beams), located in the majority of the front and rear areas of the vehicle, are superficially designed to prevent damage to the vehicle's safety systems caused by external impacts. They have the capability to reduce injuries to drivers and passengers during high-speed collisions and are increasingly being designed for pedestrian protection.