Is Insurance Valid for a New Car Without License Plates?
3 Answers
Insurance for a new car without license plates is valid because there is no direct relationship between the license plate and the validity of the insurance. Currently, insurance policies take effect from midnight on the day after the policyholder purchases the insurance. For example, if a policyholder purchases auto damage insurance on September 30, the insurance will take effect at 00:00 on October 1. Below is relevant information about new car insurance: 1. You can purchase insurance for a new car even if it doesn't have license plates, and only after purchasing compulsory traffic insurance can you obtain license plates. The documents required for registering a new car include: ID card, vehicle parameter table, vehicle purchase tax receipt, insurance policy, vehicle certification, and the second and fourth copies of the car invoice. The owner can choose to have the dealership handle the process or go directly to the insurance company. 2. It is important to note that while not having license plates does not affect the validity of the insurance, it directly impacts the insurance claims. According to relevant regulations, if the insured vehicle has any of the following circumstances, the insurance company will not provide compensation.
I just bought a new car, and it hasn’t been licensed yet. I’ve also thought about this issue. I asked my insurance company, and they said the insurance usually takes effect immediately after payment, regardless of whether the car is licensed or not. However, it’s crucial to note that driving without a license plate or temporary plate is absolutely not allowed. If you get into an accident without them, the insurance company might deny the claim or deduct part of the compensation because it’s a violation. I remember that after buying insurance, you should go to the DMV to get a temporary plate the same day. Temporary plates are usually valid for about 15 days, and your insurance is only effective during that period if you drive. If you delay getting the license for too long, it’s too risky, and you might even get fined by the traffic police. So, the insurance is valid, but you should complete the licensing process as soon as possible for safety. Once your new car arrives, get the license plate sorted—it’s simple, hassle-free, and safe, so you won’t regret it if something happens.
My relative just bought a new car, and the insurance has been paid for but the license plate hasn't been processed yet. I also helped look up some information. The insurance company confirmed that the insurance is already in effect, and the validity period starts from the purchase date. But the key point is that you can't drive it directly on the road: driving without a license plate is illegal, and if an accident happens, the insurance company might say you didn't follow the rules, and the claim could be void. The DMV suggested getting a temporary license plate as a transition—it's cheap and simple, ensuring the insurance is valid while driving. The insurance fee has already been paid, so there's no need to worry about wasting money, but the losses could be greater if something really happens. Act quickly, like going to get the plate as soon as you get the car, to save the whole family from worrying—after all, safety comes first, no question about it.
