Is Insurance Required for Vehicle Transfer?

1 Answers
MacMariana
07/23/25 9:06pm
Insurance is required after the vehicle transfer and license plate change. 1. Policy Holder Change: After completing the vehicle transfer at the DMV, the new owner of the used car needs to bring the transfer receipt, a copy of the vehicle registration, the original insurance policy, their ID card, and the original policyholder's ID card to the original insurance company to fill out a transfer application form to complete the policy endorsement transfer. 2. Apply for Policy Cancellation: To apply for policy cancellation, only the premium from the start of the policy to the cancellation date needs to be paid, and the insurance company will refund the corresponding premium. After that, the new owner of the used car can choose any insurance company to reapply for auto insurance. 3. Documents: The original owner needs the insurance policy and ID card for cancellation. The new owner only needs to provide the new vehicle registration or vehicle transfer proof when reapplying for insurance and can freely choose a new insurance company.
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