Is Insurance Required for Motorcycle Annual Inspection?
2 Answers
Motorcycle annual inspection requires insurance. Motorcycle Insurance: Motorcycle insurance includes compulsory traffic insurance, which is mandatory for all motor vehicles and must be renewed annually. It covers third-party liability insurance for the safety of drivers and passengers, preventing safety issues that may affect the driver while riding. It also includes theft insurance for lost vehicles and collision insurance suitable for new riders and new bikes to cover daily scratches and wear. Advantages of Motorcycles: Motorcycles are affordable, suitable for the general public's economic conditions, with low maintenance costs. They feature stylish designs and configurations, offering high cost-performance, strong playability, and a relaxed environment.
I've been riding motorcycles for over a decade, and compulsory traffic insurance is absolutely mandatory before the annual inspection. It's a national requirement—every time I go to the vehicle management office, they first check the policy's validity period. Without insurance, they won't proceed at all. The cost isn't high, typically around 100-200 RMB per year for an ordinary motorcycle, and you can buy it from PICC or Ping An. Last time, I forgot to renew it and only realized the day before the inspection. I rushed to a nearby insurance company to get it sorted—luckily, the online process took just minutes, but I still wasted half a day making an unnecessary trip. Compulsory insurance ensures basic compensation in case of an accident. I recommend checking your policy a month before the inspection to confirm it covers the inspection period. If you don’t pay, the inspection will fail, forcing you to queue all over again—and you might even get fined if caught by traffic police. Remembering this small detail can make the whole process smoother—don’t be as careless as I was.
