
If a car is submerged in water due to rain, the insurance company will compensate, but the payout will depend on whether the policyholder's insurance was purchased before or after the auto insurance reform. Introduction to Insurance: Insurance, known as 'bǎoxiǎn' in Chinese and 'Insurance' or 'insuraunce' in English, originally means reliable protection. It has evolved into a safeguard mechanism, a tool for financial planning in life, a fundamental method of risk management under market economy conditions, and an essential pillar of the financial system and social security system. Content of Insurance: Insurance refers to a commercial insurance activity where the policyholder, according to the contract agreement, pays premiums to the insurer. The insurer then assumes the responsibility to compensate for property losses caused by accidents as stipulated in the contract, or to pay insurance benefits when the insured dies, is disabled, falls ill, or meets other conditions such as age or term as agreed in the contract.

I've been driving for over a decade, and crossing solid lines is definitely a traffic violation, regardless of whether speed cameras are active or not. In traffic regulations, solid lines represent no-go zones – you can't cross them to change lanes because they mark lane divisions to prevent accidents. At speed enforcement points, cameras might not only capture your speed but also record evidence of line violations, as some smart cameras can capture more details. I've had personal experience with this – I accidentally crossed a solid line at an intersection where a speed camera was operating, and later received a ticket with penalty points. At the time I was puzzled, but rules are rules. When driving, you need to stay focused on road signs and markings, planning your route in advance to avoid last-minute lane changes. The fine for crossing solid lines isn't high, but multiple violations can affect your insurance premiums. Ultimately, following traffic rules is the safest approach to avoid unnecessary trouble.

I'm a newly licensed driver who just graduated. When I was getting my driver's license last year, the instructor repeatedly emphasized that crossing solid lines is a violation, regardless of whether there are cameras or not. In areas with speed cameras, crossing solid lines is easily captured as evidence, inevitably resulting in fines and penalty points. A friend of mine got caught once—crossing a solid line to make a turn on the highway, and the speed camera recorded the entire process. He was fined several hundred yuan and had to attend traffic law classes. When driving, I think it's really important to be careful: maintain lane stability and avoid sudden movements. Crossing solid lines might seem minor, but it can lead to accidents—rules exist to protect everyone. Especially for new drivers, practice observing road conditions more and use navigation to alert you to lane changes. Developing good habits saves both hassle and money.

Crossing a solid line is a clear traffic violation, as solid lines indicate lane boundaries that must not be crossed, ensuring orderly and safe driving. At speed camera locations, crossing a solid line may be captured as evidence of the violation, leading to fines or penalty points. Traffic rules strictly prohibit crossing solid lines, such as to prevent illegal lane changes that could cause collisions. I believe drivers should adhere to this principle whether cameras are present or not. Safety comes first, and staying within the lane is the best practice. Although the fine for crossing a solid line may not be heavy, it affects driving records and reputation. Drivers should be responsible, learn basic traffic rules, and improve road awareness to collectively maintain traffic order.


