Is Buying a Car Only Possible at 4S Stores?
2 Answers
Buying a car is not limited to 4S stores. As of July 2019, there are various ways to purchase a car. You can buy not only from 4S stores but also from auto trade stores, second-hand markets, or even online. Here are some channels for financing a car purchase: 1. Bank Auto Loans; This is a more traditional method, safe and formal, without any hidden tricks. 2. Credit Card Installments; If you have a credit card with a high limit, you can try installment payments, typically with a three-year interest rate of 7.5%.
I also thought about this when I last changed my car. 4S stores are indeed the choice for most people buying new cars, with reliable sources and convenient after-sales service. However, there are now many parallel import car dealers, especially for imported cars like BMW and Mercedes-Benz, where prices are typically 30,000 to 40,000 yuan cheaper than at 4S stores. The used car market offers even more options, with platforms like Guazi and Youxin providing transparent vehicle condition reports. If you're eyeing a particularly niche car, like an old Beetle, it's much more effective to search directly in owner groups than to go to a 4S store. With so many channels available, the key is to figure out what you're after. Like me, I ended up picking mine at an auto trade mall—isn't it great to save money and upgrade the sound system?
