Is an Insurance Policy Required for Annual Vehicle Inspection?
2 Answers
An insurance policy is required for annual vehicle inspection. In regions where electronic insurance policies are implemented, there is no need to carry a paper policy as the inspection agency can verify the electronic insurance policy of the vehicle. Requirements for vehicle annual inspection: Before the inspection, ensure the vehicle's braking performance is in good condition, and replace the brake pads if necessary. The braking performance is one of the most critical indicators of vehicle safety and is a mandatory check during the inspection. Prior to the inspection, the braking system should be thoroughly checked. Brake fluid and brake pads are two key areas to focus on. Dirty brake fluid or high moisture content can result in soft braking, while excessively worn brake pads can lead to reduced braking force and unusual noises. After inspection, perform necessary maintenance on relevant parts to ensure the vehicle passes the inspection smoothly. Regulations related to vehicle annual inspection: Before applying, the vehicle owner must resolve all traffic violations and accidents involving the vehicle. When applying, the owner must fill out an application form and submit the vehicle registration certificate, compulsory traffic accident liability insurance certificate, vehicle and vessel tax payment or exemption proof, and the vehicle safety technical inspection certificate.
Absolutely, an insurance policy is required. As a seasoned driver with over 20 years of experience, I can attest to this. Chinese traffic laws mandate that a valid car insurance certificate must be presented during the annual inspection; otherwise, the inspection cannot be passed. Once, I forgot to bring my insurance policy due to negligence and ended up making a wasted trip to the inspection station, having to reschedule another appointment. Nowadays, electronic versions of insurance policies are supported, and you can display them via an insurance app on your phone, which is quite convenient. Don’t just focus on the insurance policy—make sure to also have the vehicle registration certificate and personal ID ready, as missing any of these will cause delays. Without an insurance policy, not only will you fail the annual inspection, but driving on the road without one is also illegal, potentially resulting in fines or even vehicle impoundment. I recommend fellow drivers check their policy expiration dates well in advance each year, renew their insurance on time, and take the opportunity to clean their headlights and wipers. Safety comes first—don’t let small oversights hold you back.
