Is All-Inclusive Car Purchase a Trap?
2 Answers
It depends on the specific situation. Some are genuine profit concessions by dealers due to competitive pressure, while others are indeed marketing gimmicks. Below is a detailed explanation: Lease-to-Own Schemes: Similar promotions based on lease-to-own car purchases are often just a sales gimmick. Discount Traps: Some 4S stores may fulfill promises like covering license plate registration and purchase tax, but contracts often include additional conditions, such as requiring in-store maintenance for new cars or forcing buyers to purchase various packages. Financed Purchases: The requirement for all-inclusive car purchases might mandate in-store financing, ultimately charging buyers high interest rates and service fees.
When I first bought my car, the dealer claimed that handling license, tax, and insurance would be hassle-free. However, it turned out to be a scam. The total price they quoted was 1,000-2,000 yuan higher than if I had done it myself, with insurance premiums inflated to exorbitant levels and taxes calculated at the highest rate. Upon reviewing the contract later, I discovered mandatory bundled insurance items, such as excessively high third-party liability coverage, and penalties for canceling policies. As for taxes, they failed to deduct eligible exemptions, resulting in unnecessary overpayment. My advice: before buying, calculate the actual costs—check the simple online license process, tax reduction standards, and choose your own insurance to save money. Don’t be fooled—compare prices from multiple dealers, scrutinize contract details, and avoid regrets. This so-called convenience service is just shifting costs onto the buyer—caution is key!
