Is a Water-Submerged Car Considered Totaled?
1 Answers
Automobiles submerged in water are not necessarily considered totaled. Generally, water-damaged vehicles are categorized into three different levels: If the water level exceeds the car's chassis, it is referred to as a water-immersed vehicle; if the water level surpasses the oil dipstick, it can be termed a semi-submerged vehicle; and if the water level has gone beyond the engine hood or the dashboard panel, then it is called a fully submerged vehicle. Here are the recommended actions for a water-submerged car: 1. Do not attempt to start the vehicle after it has been submerged in water; 2. Call for a rescue tow truck and inform your insurance company of the repair shop location where the car will be taken, so that the claims adjuster can assess the damage; 3. While waiting for rescue, if conditions permit, disconnect the vehicle's power, shift into neutral, and push the car to a safe location.