Is a Wading Vehicle Considered a Flood-Damaged Car?

[Morgan]

Wading vehicles are not considered flood-damaged cars. Flood-damaged cars generally refer to vehicles that have been soaked in water, typically where the wiring harness has been submerged, the water depth exceeds one-third of the wheel height, and the bottom components of the vehicle have been in prolonged contact with water. Below is additional information: 1. Flood-damaged cars: There is no strict definition for flood-damaged cars, but generally, if key components like the engine have accumulated water and internal parts are damaged, it can be considered a flood-damaged car. 2. Wading vehicles: Wading refers to driving through low-lying, waterlogged roads, typically during rainy weather when poor drainage leads to water accumulation in low-lying areas.