Is a vehicle license required to purchase compulsory traffic insurance?

1 Answers
DeReed
07/29/25 1:01pm
Purchasing compulsory traffic insurance requires a vehicle license. Below are the specific details for purchasing compulsory traffic insurance for vehicles: 1. Materials required: Personal identification documents; Vehicle driving documents; For public vehicles, an organization code certificate is also required; If delegated, the agent's identification documents are needed; Driving license. 2. Policyholder regulations: According to the regulations of compulsory traffic insurance, the owner or manager of any motor vehicle driven on the roads within the territory of the People's Republic of China must purchase compulsory traffic insurance. The policyholder of compulsory traffic insurance can be the vehicle owner themselves or the manager of the motor vehicle. No one else besides these two can act as the policyholder for compulsory traffic insurance. 3. Purpose: The purpose of compulsory traffic insurance is to provide coverage in the event of an insurance incident involving the insured vehicle, resulting in personal injury, death, or property loss to the victim (excluding the vehicle's occupants and the insured), allowing the insurance company to provide compensation within the liability limits.
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