Is a Sedan Totaled if It's Flooded?

1 Answers
VonEleanor
07/30/25 7:38am
Flood-damaged cars are not necessarily all totaled. Here are relevant introductions about flood-damaged cars: 1. When only the area below the seats is submerged: In this case, the car is merely considered a water-damaged vehicle. Since the engine, dashboard, and other components are located above this level, the submerged parts are mostly mechanical components. Therefore, the car can continue to be used after a thorough cleaning. The only concern is that the car may develop rust issues. 2. When the area below the dashboard is submerged: This indicates that all components of the car have been flooded. Replacing all these components would be extremely costly, and even after replacement, there would still be significant hidden risks in continued usage.
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