Is a Paper Insurance Policy Still Required for Vehicle Inspection in 2021?
2 Answers
As long as an electronic insurance policy is available, a paper insurance policy is not required when handling the annual inspection of motor vehicles. 1. Taking Taizhou as an example, when registering a new vehicle or issuing an inspection qualification mark (on-site or exemption) locally in Taizhou, it is no longer necessary to submit a paper compulsory traffic insurance policy to the vehicle management department. There is also no time difference in the policy. The vehicle management department can process the business after confirming the insurance data through background data query and comparison. 2. After the insurance data is interconnected with the traffic police platform, the traffic police and vehicle management departments can query and compare policy information at any time, making it convenient for car owners to handle related procedures.
In 2021, when I personally went for vehicle inspection, I deliberately brought a paper insurance policy as backup. However, the staff at the inspection station informed me that most places across the country now use electronic systems. As long as you display the QR code through the Traffic 12123 app or your insurance company's app, they can verify your insurance information without needing physical documents. This digital reform was rolled out starting in 2020, reducing the hassle of lost documents and being more environmentally friendly. I also recommend confirming local policies a day in advance, as some remote areas might be slower in transitioning. Just save the electronic policy on your phone—no need to nervously carry a pile of documents like I did the first time, which turned out to be completely unnecessary. The time saved is better spent enjoying a cup of coffee. In short, times are advancing, and electronic insurance policies are definitely the trend.
