Is a Flooded Vehicle Fully Covered by Insurance?

[LaCarson]

Insurance companies can compensate for flooded vehicles, but not necessarily fully. The specific coverage depends on the insurance policy agreement. Here is additional information: 1. Compensation as per regulations: Vehicle damage caused by flooding can be claimed under auto damage insurance. If the flooding results in direct loss to the insured vehicle due to natural disasters or accidents and is not within the exemption scope, the insurance company will cover the loss within the agreed limits. 2. Engine damage: During the insurance period, if the insured vehicle has water ingress coverage and the engine suffers direct damage due to water ingress, the insurance company is responsible for compensation. 3. Reasonable expenses: In the event of an insurance claim, necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured vehicle will be covered by the insurance company. Rescue expenses are calculated separately from the vehicle damage compensation amount and should not exceed the insured amount.