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Is a Credit Card Required When Receiving a Driver's License?

4 Answers
CameronMarie
09/04/25 8:16am

Receiving a driver's license does not require applying for a credit card. Below is relevant information about driver's licenses: License Issuance Period: If a motor vehicle driver has not accumulated 12 or more penalty points in any scoring cycle during the six-year validity period of their driver's license, they will be issued a driver's license with a ten-year validity period. If, during the ten-year validity period, the driver again has no scoring cycle with 12 or more penalty points, they will be issued a long-term valid driver's license. Examination Content: The test subjects include three items: traffic regulations and related knowledge, field driving, and road driving (including safe and civilized driving). Before each subject test, an appointment must be made (special circumstances may allow for an appointment through the driving test green channel), and the test is taken after the appointment.

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LeAlice
09/17/25 2:16am

I've trained many driving students and noticed that in places like driving school registration offices or near vehicle management offices, bank promoters might hand you credit card application forms, especially now that driving schools and banks collaborate on promotions. However, from the theory test to Subject 4, the entire process of obtaining a driver's license is managed by the traffic management department. All you need are your ID card, medical examination certificate, and test score sheet, followed by paying a 10-yuan fee at the vehicle management office window to complete the process. The 'Traffic Management 12123' APP even allows direct electronic payments. Don't believe anyone who says you can't get your license without applying for a card—it's pure nonsense. However, during driving lessons, if the instructor asks you to open a driving school partnership card to deposit tuition fees, that might involve financial services, but it's completely unrelated to obtaining your driver's license.

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KingAnn
10/31/25 2:45am

I just got my driver's license two months ago, and the whole process was completed at the DMV. From filling out forms and taking photos to receiving the license, it took only half an hour. The staff at the counter collected the processing fee and handed over the license booklet without even mentioning credit card payments via QR code. However, there were bank booths in the waiting area promoting installment services for driving tests, but I simply walked past them. My coach mentioned privately that some people were tricked by intermediaries into paying extra, but the service hall of the traffic management department had clear signs stating that only cash or QR code payments for the processing fee were accepted. If you encounter anyone forcing you to apply for a card, calling 12328 to report them is definitely the right move. Actually, electronic driver's licenses are quite convenient now, eliminating the need to carry a physical card, which is even more hassle-free.

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ChristianRose
12/14/25 2:53am

Our vehicle management office clearly divides window services into two lines: one for driver-related services, and the other for handling violations and similar matters. Obtaining a driver's license falls under pure document services. Normally, you just need to bring your ID card and test score sheet, pay the fee (cash, WeChat Pay, or Alipay are all accepted), and you're done. It's common to see banks setting up promotional booths in the service hall, but they have absolutely nothing to do with the driver's license issuance process—they're just promoting their services. In the past, I've even encountered ETC promotions, so you need to be careful to distinguish. If you're ever coerced into applying for a card, simply filing a complaint with the duty supervisor will resolve the issue. Nowadays, government services are becoming increasingly transparent, so there's no need to worry about such schemes.

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