Is a Credit Card Required When Receiving a Driver's License?
3 Answers
Applying for a credit card is not required when receiving a driver's license. Here are the relevant details about driver's licenses: 1. License Period: If the driver has not accumulated 12 or more penalty points in any scoring cycle during the six-year validity period of the license, it will be replaced with a ten-year validity license. If the driver continues to avoid accumulating 12 or more penalty points in any scoring cycle during the ten-year validity period, the license will be replaced with a long-term valid one. 2. Examination Content: The test includes three subjects: traffic regulations and related knowledge, field driving, and road driving (including safe and civilized driving). Prior to each subject test, an appointment must be made (special circumstances may allow scheduling through a fast-track channel), and the test is conducted after the appointment.
When I first got my driver's license, the whole process was quite simple: queuing, medical check-up, exams, payment, and then receiving the license at the DMV. When it came to payment, you could use cash or bank cards, like debit cards or Alipay—there was absolutely no need to apply for any credit card. I even asked the staff, and they all said there was no such requirement. Credit cards are independent financial services provided by banks; if you want to apply, you have to go to the bank yourself to fill out forms and go through the approval process—it has nothing to do with obtaining a driver's license. If you're worried about being scammed, remember that the official process never forces you to apply for a card—this isn't some kind of bundled sale. To expand on this, the focus of applying for a driver's license is on safety exams and health checks to ensure you're compliant with regulations—don't waste your time on unnecessary things.
I just got my driver's license last year, and the process went smoothly. WeChat Pay was used for all fees, from the medical check-up to the exam fees, with no requirement to apply for a credit card. When collecting the license, I needed to submit a copy of my ID card, photos, and the exam pass certificate, and I received it on the spot. Credit cards are a completely different matter, involving personal credit assessment and spending limits, which are not under the jurisdiction of the DMV. Some people might mistakenly think that getting a driver's license involves promoting credit cards, but that's a rare occurrence and definitely not part of the normal procedure. I recommend referring to official guidelines to avoid being misled. Expanding on payment methods, digital payments are now widespread, and everything can be handled with a mobile phone, making it convenient and efficient.
