Is a Claim of Over 10,000 Yuan Considered a Major Accident for a Car?
1 Answers
Whether a car claim of over 10,000 yuan is considered significant depends on the type of insurance involved. For example, in auto damage insurance or property insurance, 10,000 yuan would be considered a large amount. However, in life insurance, 10,000 yuan would not be considered substantial. Below is more relevant information: 1. Follow-up procedures after a car claim: After a car accident, the policyholder should immediately report the incident to the traffic management authorities at the scene and promptly notify the insurance company. If the insured vehicle is stolen, robbed, or seized, the policyholder should report to the local public security department and the insurance company without delay and issue a public notice. 2. Premium payments to the insurance company: No claims: 20% discount in the second year, no claims in the second year, 30% discount in the third year. 1 to 2 claims: The discount for the following year remains unchanged, meaning a 30% discount stays at 30%, and a 20% discount stays at 20%. 3 claims: The following year's premium is paid without any discount. 4 claims: The following year's premium increases by 10%. 5 claims: The premium increases by 50%. More than 5 claims: The insurance company may refuse coverage.
