If the other party is fully at fault, who pays for the repair costs at the 4S shop?

1 Answers
BarrettMarie
07/29/25 1:58pm
When repairing at an insurance company-designated repair shop or a 4S shop cooperating with the insurance company, the process is to repair first, pay later, and then reimburse. Here are the relevant details: Liability and damage assessment: After reporting the case, the traffic police department will determine liability based on the specific circumstances of the vehicle accident and issue a "Traffic Accident Confirmation Certificate." At the same time, the insurance company's damage assessor will conduct an initial damage assessment on-site and issue a "Motor Vehicle Insurance Claim Application." Ruling and penalty: The traffic police department will impose penalties such as warnings, fines, license revocation, or detention on the responsible party according to relevant regulations. Insurance claim: After the vehicle is repaired at the designated repair point or 4S shop, the insurance company will process the claim based on the relevant invoices.
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