If the car is transferred, does the insurance need to be transferred as well?

[LeArcher]

Insurance needs to be transferred. Below is the relevant introduction to vehicle transfer: Required documents: original owner's ID card, new owner's ID card, original and duplicate vehicle license, purchase tax certificate, vehicle and vessel tax payment proof, motor vehicle registration certificate, vehicle criminal inspection report, and insurance policy. All of these must be provided in original copies. Necessity: Completing the second-hand vehicle transfer legally transfers the ownership of the vehicle, ensuring the legality of the vehicle's source, such as avoiding purchasing smuggled or stolen vehicles. It also clarifies the division of responsibilities related to the vehicle between the buyer and seller, such as debt disputes and traffic violations, ensuring the legitimate rights and interests of both parties. Conditions: The vehicle must have a legal source and complete documentation, no outstanding bank pledges or court seizure records, no unresolved traffic violations or accident records, no outstanding fee arrears, and all required documents must be complete.

[AsherLee]

I've been in the auto repair business for nearly thirty years, and I've personally witnessed quite a few unfortunate incidents where people forgot to transfer their car insurance when selling their vehicles. The new owner gets into an accident, the insurance company discovers the policy is still under the original owner's name, and they outright refuse to pay, leading to a legal tug-of-war between both parties that drags on for months without resolution. Even worse, with liability unclear, the original owner might end up taking the blame. So, when transferring ownership, it's crucial to contact the insurance company together with the new buyer to transfer the policy into the new owner's name. The whole process is actually quite simple: just fill out a form and provide vehicle and identification documents. Don't skimp on this step to save a little time—it could lead to endless trouble down the road. If you forget to transfer the policy, call the insurance company promptly to cancel the old one. Safety comes first, and such small actions can protect you and your family. I recommend arranging this a few days before transferring the car, handling it alongside the vehicle transfer documents for complete peace of mind.

[OReagan]

As a novice car owner, I nearly got into big trouble last year when I sold my first car without paying attention to the insurance transfer. More than a month after the sale, I received a renewal reminder from the insurance company and only then realized the policy was still under my name. Had the new owner been in an accident, I could have been held liable for claims. Terrified, I immediately contacted the insurer to resolve the issue. They required both me and the buyer to submit a transfer application, and only after the policy was amended did I feel at ease. This experience taught me: after transferring a car, the insurance must either be transferred or canceled; otherwise, the risk stays with you. The transfer process isn’t difficult—usually just filling out an online form or visiting the insurer’s office. It’s best to complete it on the day of the transfer without delay. Additionally, remind the new owner to purchase new insurance promptly to avoid any gaps in coverage. Remember these steps to ensure peace of mind.

[KiraAnn]

As the one in charge at home, I always worry about safety issues. When transferring a car, the insurance must be transferred too—no slacking off. If the car is sold but the insurance remains under your name, and the new driver causes an accident, you could be dragged into claims or legal liabilities, making a huge mess. A family in my neighborhood went through this, and proving the car had been transferred was a real hassle. So, when transferring ownership, negotiate with the buyer and contact the insurance company together to either transfer the policy or buy new insurance. Operationally, just a customer service call is needed—provide both parties' details to complete the transfer. Don’t skimp on this time; protecting your family’s interests is the top priority. For similar cases, it’s also advised to thoroughly check the car’s condition and complete all transfers to avoid future troubles.