If I have purchased vehicle damage insurance, will the insurance company compensate for a car that catches fire spontaneously?

[LaBrantley]

If a car has purchased vehicle damage insurance, it cannot claim compensation for spontaneous combustion. Only if spontaneous combustion loss insurance is purchased can compensation be claimed. Scope of vehicle damage compensation: Collision, overturning, falling; fire, explosion; falling or collapse of external objects; storms, tornadoes; lightning strikes, hail, heavy rain, floods, tsunamis, etc. Scope of spontaneous combustion loss insurance: Spontaneous combustion loss insurance covers the loss of the insured vehicle caused by the ignition and burning of the vehicle's electrical system, wiring, fuel supply system, or the cargo being transported during use, provided that this insurance is purchased.