If I am fully at fault in a car accident, do I have to pay?

[LePaislee]

If you are fully at fault in a car accident and it results in personal injury or property damage, the compensation will be covered by your insurance company if your vehicle has comprehensive insurance. If the other party's losses are within the insurance coverage limit, you won't need to pay any compensation as it will all be handled by the insurance company. However, if the other party's losses exceed the insurance coverage limit, you will be responsible for the excess amount. Comprehensive insurance also covers the at-fault vehicle. After the accident, you should promptly report to the police and notify your insurance company. The traffic police will issue an accident liability determination, confirming your full responsibility, and then assess the damage to both vehicles for repairs. Once the vehicles are repaired, you will need to pay the repair costs first and then submit the invoices for both vehicles' repair costs, the accident liability determination, and copies of both parties' relevant documents to your insurance company for reimbursement. After verification, the insurance company will transfer the funds to your account.