Transferring a car title in Florida involves a straightforward process handled by a county Tax Collector's office. You'll need the signed title, a completed Application for Certificate of Title With/Without Registration (HSMV form 82040), proof of Florida insurance, and a valid ID. The critical step is ensuring the seller properly signs and dates the title in the presence of a notary. If there's a lien, it must be satisfied first. The buyer then takes these documents to the Tax Collector, pays the required fees and sales tax, and receives a new title, typically mailed within a few weeks.
Here’s a breakdown of the essential documents and typical costs:
| Item | Description | Notes / Typical Cost (Varies by County) |
|---|
| Signed Certificate of Title | Must be signed by all sellers in front of a notary. The buyer's name and address must be printed on the back. | The most critical document. |
| Bill of Sale (HSMV form 82050) | Recommended but not always mandatory. Helps establish the sale price for tax purposes. | Protects both buyer and seller. |
| Application for Title (HSMV 82040) | The official form to request a new title. | Must be completed by the new owner. |
| Proof of Identity | Valid driver's license or state ID for the new owner. | Required for all parties. |
| Proof of Florida Insurance | Insurance must be from a carrier licensed in Florida. | Must have minimum coverage. |
| Odometer Disclosure | Required for vehicles less than 10 years old; usually part of the title itself. | Must be accurately completed. |
| Initial Registration Fee | Fee to register the vehicle for the first time. | ~$225 for a standard automobile. |
| Title Fee | Fee for issuing the new certificate of title. | ~$75.25. |
| Sales Tax (State) | 6% of the vehicle's purchase price. | Based on the sale price or standard presumptive value. |
| County Surtax | Additional tax imposed by some counties. | Up to 1.5% in certain counties. |
| Electronic Title Fee | Fee for titling services. | ~$2.50. |
| Lien Fee (if applicable) | Fee to record a new lien on the title. | ~$2. |
The entire process can often be completed in one visit, but it's wise to schedule an appointment. If the title is lost, the seller must apply for a duplicate before the sale can proceed. For vehicles from out-of-state, a VIN inspection may be required. Always check with your local county Tax Collector's office for the most current fee schedule and any specific local requirements.
