How to Take Photos for Car Insurance Inspection?
2 Answers
Car insurance inspection photos should include the left front 45-degree angle, right front 45-degree angle, left rear 45-degree angle, right rear 45-degree angle, chassis number photo, and landmark group photo. Ensure all photos are clear and upload them all, then wait for the system to underwrite. Inspection photo requirements: Inspection photos must be taken with a digital camera. Generally, 4-5 photos are appropriate, with each photo not exceeding 200KB in size, and the total size of uploaded photos not exceeding 1M. The photos should clearly show the car windows, all four sides of the vehicle body, license plate number, and chassis number. Additionally, the photos should include the current date or a newspaper from the same day placed on the car. Inspection items: The actual license plate number, make and model, engine number, and chassis number of the vehicle; whether the glass is broken or cracked; whether there are scratches, dents, or other defects on the exterior body panels; whether there are any newly added equipment; and whether all parts of the vehicle are complete. Vehicle inspection documents: Whether the vehicle's registration certificate has passed the annual inspection; whether the vehicle's make and model, license plate number, engine number, and chassis number match the information on the registration certificate.
I remember helping a friend with a car insurance claim once, and taking photos was a crucial step. First, you need to park the car on a safe, level surface, preferably outdoors with good lighting—avoid taking pictures in a garage as it’s too dark. Then, take one full shot from the front, back, left, right, and top, making sure the entire car body and license plate are clearly visible—the license plate is an essential identifier. Next, focus on photographing the damaged areas, such as scratches or dents, by getting closer with your phone for detailed shots, and avoid covering the lens with your hand. If the lighting is poor, turn on the flash, but avoid flashing directly at reflective metal surfaces to prevent glare from affecting clarity. Finally, check the photos immediately after taking them—if they’re blurry, retake them. Also, include a time stamp in the photo or write the date by hand to prevent the insurance company from questioning the timeliness. The whole process should be quick—don’t drag it out until it gets dark and details become hard to see, to avoid unnecessary back-and-forth delays. Remember to keep the background clean without distracting clutter—a plain wall or open space is best.
