How to Solve the Insurance Issue for Secondary Starting of Water-Damaged Vehicles?

[EmersonFitz]

For vehicles that have been submerged in water and started a second time, insurance companies generally refuse to compensate. Although engine water damage insurance is purchased, many water damage insurance clauses list damages caused by ignition in water as exclusions, meaning the insurance company does not assume liability for such damages. Below is related information about water entering the vehicle: 1. Hazards: If water enters the vehicle, many electronic devices inside can be submerged, leading to short circuits and damage. If water enters the engine through the intake, it can cause engine damage. The consequences of water entering the engine are very serious, ranging from major engine repairs to potential engine scrapping. 2. Precautions: During heavy rain, it is best for car owners to avoid driving and instead park their vehicles in higher areas to prevent water submersion. If a vehicle is submerged to the point where water rises above the doors and enters the interior, it indicates the vehicle has been waterlogged. If the vehicle is found to be waterlogged, one can attempt to start it. If the vehicle starts and shows no signs of malfunction, the priority should be to remove the accumulated water inside.